Perhaps the best time to enroll in a Medigap Plan B policy is during your Medigap Open Enrollment Period (OEP). This is a six-month period that starts on the first day of the month that you’re aged 65 or over, and enrolled in Medicare Part B. During your OEP, you usually have the right to enroll in the policy of your choice regardless of whether you have any prior health conditions. You just have to live within the Medigap plan’s service area and be enrolled in Medicare Parts A and B.
If you happen to miss your OEP and choose to apply later, you may face medical underwriting and be denied enrollment. But in some scenarios, you might have a guaranteed issue right to enroll in a plan outside of your OEP.
The agents at Cornerstone Senior Advisors specialize in Medicare products. Continue browsing our website for more information, or give us a call at (316) 260-3331!