Call Us Today!

Call Us Today!

group of 65 and older seniors

Top 3 Reasons Why Seniors Need Medicare

Medicare is one of the best options available to seniors for comprehensive medical insurance. With it, you receive affordable coverage from a reliable source.

#1: Affordable Coverage

Few insurance options come close to the value Medicare has for seniors. As you grow older, coverage gets more expensive. Medicare was made to help resolve that issue.

No matter what Medicare plan you choose and where you live, you can be certain that you are receiving the base-essential benefits at a nationwide-set price.

If you have worked for at least 10 years, you do not have to pay a monthly fee for Medicare Part A. And, if you have a low income, you can receive assistance for your other payments as well.

#2: Current Health Coverage Has Ended

More than likely, you may be receiving health coverage that comes through your employer. So, what happens when you retire and this coverage ends?

Without Medicare, you would likely be without reasonably priced coverage. And, having no coverage at all can result in you paying out high out-of-pocket costs. By enrolling in Medicare once you become eligible, you provide yourself with the protection and coverage you need if you lose your current coverage.

#3: Access to Personal Care

Medicare Advantage has a Chronic Special Needs Plan (C-SNP). If you have a serious health issue, you can purchase this plan and receive care and benefits specifically related to your needs. That way, you can get the healthcare you need to live without fear of losing coverage.

Medicare also helps those who need financial assistance. If you are enrolled in Medicaid, you can enroll in a Dual-Eligible Special Needs Plan (D-SNP). This plan provides more benefits at a lower cost than other plans to help you take care of your costs. No matter your situation, Medicare is extremely useful.

Want to Learn More? Call Today

Cornerstone Senior Benefits will help you understand your Medicare options and coverage. Call us at 316-260-3331.