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Employer Insurance

Is Medicare primary or secondary to employer insurance?

When multiple insurance companies are involved, one becomes the primary, or first to pay, and one becomes the secondary, paying after the primary has paid its share of the costs. This is often a beneficial relationship to the insured, who has extra help paying for costs beyond the primary insurance. Not all costs may be …

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How does Medicare work with other insurance?

Having more than one insurance for health care can make a big difference in the out-of-pocket costs you are responsible for. The insurance company that pays first is determined by the “coordination of benefits.” Medicaid Medicare will always pay first for covered services before Medicaid. Employer Coverage If you or your spouse are employed and …

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Medicare and Employer’s Coverage

Medicare and Employer’s Coverage: How Do They Work

If you are currently insured by your employer, getting Medicare coverage may be a bit more complex. People who will soon be eligible for Medicare coverage, but already have another form of coverage, may desire to enroll in Medicare anyway. Before doing so, you should understand how Medicare will affect your existing benefits.  How Does …

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