Month: November 2020

Is Medicare primary or secondary to employer insurance?

When multiple insurance companies are involved, one becomes the primary, or first to pay, and one becomes the secondary, paying after the primary has paid its share of the costs. This is often a beneficial relationship to the insured, who has extra help paying for costs beyond the primary insurance. Not all costs may be …

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How does Medicare Part B work?

Medicare Part B is part of the foundation of Original Medicare. How does it work? What Does Part B Cover? Part B is outpatient medical insurance from Medicare. It covers preventive and medically necessary services, including services from doctors, mental health care, clinical research, ambulance services, durable medical equipment (such as wheelchairs), and preventive screenings …

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How does Medicare work with other insurance?

Having more than one insurance for health care can make a big difference in the out-of-pocket costs you are responsible for. The insurance company that pays first is determined by the “coordination of benefits.” Medicaid Medicare will always pay first for covered services before Medicaid. Employer Coverage If you or your spouse are employed and …

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What costs related to COVID-19 does Medicare cover?

Older adults and those with severe chronic medical conditions have been reported to be at a higher risk of contracting COVID-19, according to the Centers for Disease Control and Prevention. This means that especially if you have troubles with your heart, lungs, or kidneys you should abide by all recommended health precautions. Most people receiving …

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